1. Swiss bank accounts are only for millionaires
These days the Swiss banking system is accessible for all. A Swiss bank account may be opened by any law abiding person.

2. Money invested in Switzerland yields no interest
The interest rate is small in a Swiss bank account, but you can invest your money anywhere in the world from your Swiss bank account.

3. It's impossible to open a Swiss bank account by correspondence
As long as you comply with the account opening procedures, you can open a Swiss bank account through correspondence.

4. A Swiss bank account is very expensive to maintain
Some banks charge a fee for maintaining a Swiss bank account, but by no means could it be classed as "expensive". In fact you can open a Swiss bank account that does not charge you at all for the maintenance of the account.

5. A Swiss bank account attracts only criminals and dictators
Again, the Swiss are extremely cautious about who may use their banking system. The vast majority of Swiss bank accounts are for honest hard working people.

6. A Numbered Swiss bank account is anonymous
Yes and No. The Swiss bank account may be anonymous to some people in the bank, but the identity of the account holder will have to be known by the senior members of the bank. The numbered basis is for anonymous account transactions when dealing with bank staff, or on transfers.